Which of the following is NOT typically included in a health insurance policy?

Long-term care insurance benefits are generally not included in a standard health insurance policy. Health insurance typically covers a range of medical services, such as inpatient hospital care, preventive care services, and outpatient services, which are essential for managing acute medical needs and routine healthcare maintenance.

Long-term care insurance, on the other hand, is specifically designed to provide coverage for personal and custodial care services that individuals might require due to chronic illness, disability, or age-related issues. This type of insurance helps pay for services that assist with daily living activities, such as bathing, dressing, and eating, which are not typically covered under standard health insurance policies. Therefore, it distinguishes itself from general health coverage, making it the correct choice in this context.